Generally speaking, my experience has been that successful investing is goal-focused and planning-driven, while most of the failed investing I’ve observed has been market-focused and performance-driven….
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Planning for Financial ChangeFeatured in the Bradenton Herald 6-11-19 Financial decisions can be highly stressful and consequently are often a source for procrastination. Psychologist Barry Schwartz says choice has made us not freer but more paralyzed, not happier but more dissatisfied. Every decision feels like we are exposing ourselves to unknown risks and leaving the […]
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As a general rule, college tuition rates have increased at roughly twice the rate of inflation. According to Collegeboard.com, the average annual cost for public college tuition, fees, and room and board averaged $36,420 last school year, and some private schools can cost more than twice as much. As a result of these high costs I have increasingly seen many more clients who want to help contribute to their grandchildren’s education. In the following I will provide an overview of what parents can expect and how grandparents can help with minimal impact on aid eligibility.
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So, are you ready to get a jump on 2019? Around this time last year, we shared a list of 10 financial best practices for the year ahead. Our reach-out went so well, we thought we’d make it an annual tradition. Here are six more financial best practices for the year ahead. Pick a few […]
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Why Should You Diversify? As 2019 approaches, and with US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios. For the five-year period ending October 31, 2018, the S&P 500 Index had an annualized return of 11.34% while the MSCI […]
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If there is a universal investment ideal, it is this: Every investor wants to buy low and sell high. What if we told you there is a disciplined process for doing just that, and staying on track toward your personal goals while you’re at it? Guess what? There is. It’s called rebalancing. Rebalancing: How […]
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The yield curve is flattening (or growing steeper)! … Yield curve spreads are widening (or narrowing)! … The yield curve has inverted (or normalized)! Headline-grabbing yield curve commentary somehow sounds important, doesn’t it? But what is a yield curve to begin with, and what does it have to do with you and your investments? […]
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By GARDNER SHERRILL |Investor’s Column December 2, 2018 This is Only a Test – Your Financial Fire Drill Every family has their own way of managing financial responsibilities. Generally, I see one spouse who takes the financial lead while the other manages other sundry obligations. My wife pays our bills while I manage the remainder […]
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As of August 21, the longest-running S&P 500 rally (by some counts) was born out of “the ashes of the financial crisis.” Then came mid-September – ten years since the beginning of the financial crisis of 2008 – along with the usual flurry of “decade after” reflections. As of quarter-end, as reported by Morningstar, “Following […]
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