Personalized wealth management for retirement, based in Bradenton FL, serving clients everywhere.
Retirement Planning
for people 50 and older
At Sherrill Wealth, we specialize in personalized wealth management for retirement to ensure your retirement is everything you’ve dreamed of. We build long-term relationships based on trust and integrity, always putting your goals first. With our expertise and commitment to excellence, our goal is to help make your transition into retirement smooth and secure. Count on us to support you every step of the way, so you can enjoy the lifestyle you’ve worked hard for, with confidence.
our services
• Retirement Planning
• Investment Management
• Social Security Timing
• Retirement Income
• Tax Planning
• Insurance Optimization
• Estate and Legacy Planning
welcome
Founder and President
R. Gardner Sherrill MBA, CFP
I have spent over 25 years helping Individuals and families live off and enhance their wealth throughout retirement. Much of my early experience was spent as a Wealth Manager at one of the largest firms in the nation, and my expertise in retirement planning grew from there. Ultimately, I realized I wanted a practice where I could focus solely on the needs of my clients rather than on the needs of a large corporation. In 2012, I launched Sherrill Wealth so I could work with my clients on the same side of the table to achieve what is important and beneficial to them.
CFP Professional for people 50+
As a CERTIFIED FINANCIAL PLANNER
Gardner has dedicated his career to working with those near or in retirement. He has the training and expertise to analyze your entire financial picture - not just one piece of the puzzle - to ensure you’re always on track.
what makes our clients happy
it's all the little things
All In One Place
From Financial Planning to Investment Management to Social Security - We review it all for you.
Regular Check-Ins
We are proactive - We review your plan often and explain things in plain English.
Continuing Education
We never stop learning. We are constantly reading and keeping current so you don’t have to. Financial Education is our passion.
Taxes Simplified
We coordinate with your CPA each year and help with ALL the paperwork that comes with it.
Availability
We pride ourselves on being available and accessible. We encourage our clients to reach out with any question, at any time…and when you do call, you talk directly to us.
If We Can't, We Won't
We never let egos get in the way. If there is a challenge we think we can’t handle, we will always bring in a trusted partner, so you get the best advice.
client review
what they have to say
"Gardner is professional, informative and very approachable"
"He helped me navigate through a lot of wealth management concepts that were confusing and put me on the right track. If you are unsure about how to make your money grow, he is an excellent resource and offers great services."
- Marie C.
The statement was provided 12/2018 by Marie C. who was a client. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.
Retirement Checklist
What issues should you consider before you retire? Download our free guide to walk you through retirement considerations
download the guide
Typical questions we help address:
How can I make sure I don’t run out of money?
Should I consider Roth conversions?
How can I decrease the taxes I pay in Retirement?
What’s the most optimal sequence to withdraw my retirement savings?
How do I coordinate my Social Security filing strategy with my other assets and income?
How can I make sure my investment strategy is supporting my retirement goals?
Frequently asked questions
and all the answers
Tell me about your firm
Founded in 2012, Sherrill Wealth provides individualized retirement planning services and tailored investment portfolios for Individuals and families. We pride ourselves on personalized service and we get to truly know each client. Leveraging technology, evidence-based practices and efficient back-office operations.
Our firm embodies the core values of:
We ensure clients feel appreciated, understood, and prioritized.
Trust, Expertise, and Personal Touch
How are you different from other financial advisors?
There are three really important things about our firm that separate us from others:
1. We specialize in living off of your savings. Drawing income from a portfolio requires different strategies, tactics and tools. Just like a cardiologist wouldn't replace your knee, we remain highly specialized and focus our efforts and discipline at being the best in our space- Retirement.
2. We limit the number of new clients we take on. This allows us to provide unparalleled value and highly personalized service to the families that have entrusted our firm to help them.
3. We invest in industry-leading technology to better understand each clients’ situation and help communicate where each client currently stands. We need to know where you are today to understand exactly how to plan appropriately for tomorrow and throughout your retirement. We are able to accurately show you throughout retirement where you are to ensure you are always on track.
What types of things do you give advice on?
As your financial partner, we will help you with anything related to time, money, and planning. Given how well we strive to understand your situation, we are uniquely placed to help with your key life decisions. Beyond being a financial partner, we appreciate and enjoy it when clients consider us to bounce ideas off and to be an independent thinking partner. It is a great honor to be a trusted advisor.
How do you charge for your services?
We are a fiduciary fee-based advisory firm. We charge asset management fees that are debited from your managed account on a quarterly basis. Our advisory fee is transparent and listed clearly on each account statement.
Do you have to manage my investments for me to work with you?
Our clients begin by going through a comprehensive retirement income modeling process. Wealth management services are an optional part of this process.
Wealth management is where we provide ongoing oversight of investments, plan updates, tax planning, and coordinate the components involved in delivering reliable retirement paychecks.
Where do you hold my investments and how can I see them?
National Financial Services LLC (NFS), a Fidelity broker dealer, is the custodian on all of our managed, advisory accounts.*
Sherrill Wealth Management has no financial interest in NFS. All accounts are held in the name of the client. Statements are mailed out monthly by NFS. You can choose to receive them via e-mail instead.
Your portfolio summary and statements are available at all times on our Investor360°® portal.
Can you meet virtually and work with people in other states?
Absolutely! Although a significant number of our clients are based in Florida, we cater to retirees across various states. In fact, most clients, including those nearby, often prefer the convenience and efficiency of virtual consultations.
If you are looking for a financial advisor who specializes in retirement income planning, please reach out and start a conversation with us.
Is there an asset minimum?
While our clients would hardly consider themselves to be “rich”, thanks to a lifetime of diligent saving and frugal living they have accumulated a retirement nest egg of at least $500,000.
Will you work with my existing team of professionals?
We will gladly work closely with your CPA, attorney, and other professional advisors. We feel it is very important to do so. Additionally, we have a list of preferred providers that we consistently consult with on client questions and issues.
What happens to my account if something happens to you?
We have a buy-sell agreement on file with another firm we have vetted and feel comfortable has the expertise and servicing capable for making a seamless transition. Our back office would notify them immediately upon hearing of our situation. The securities we use in our investment management process are easily transferable to another firm should you prefer to weigh your options.
Why should I consider hiring Sherrill Wealth Management?
Great question! But first, let us explain why you shouldn’t hire us.
If you’re looking for an advisor who will trade stocks to “beat the market,” you’re in the wrong place.
We play the long game and therefore focus our efforts on providing our clients with:
Clarity
Our clients want to know what they have and where they stand relative to maintaining their standard of living throughout their retirement years. We help them better understand their current situation and provide them with the tools and strategies to make better decisions moving forward.
Confidence
When our clients understand their financial situation and are empowered to make their own decisions, they can confidently pursue their passions.
Control
We help clients control the few variables that have the maximum impact on their retirement success. We can’t control markets, the economy, or legislative decisions but we can prepare for change, stay diversified, and manage our actions and choices.
So if you’re interested in things like lowering your tax bill, investing smarter, and creating a reliable income stream in retirement, you’re in the right place.
